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EXCLUSIVE: Democrats risk flood insurance lapse in their shutdown fight, home builders and White House warn

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EXCLUSIVE: As the Sept. 30 government funding deadline looms, the Trump administration is warning that millions of Americans could lose flood insurance coverage if Democrats refuse to back a House-passed spending bill that also extends the National Flood Insurance Program (NFIP).
The White House supports the continuing resolution (CR) approved by House Republicans, which would avert a shutdown and reauthorize the NFIP.
Administration officials said they worked to ensure NFIP was part of the current funding package, reflecting what they call the urgency of protecting millions of policyholders during hurricane season.
Democrats have said they will not support the measure, citing broader spending disputes. Trump administration officials argue the standoff puts homeowners, the housing market and disaster recovery funds at risk just as peak storm season arrives.
GOP SENATOR BLASTS SCHUMER, DEMS AS ‘FORCING’ SHUTDOWN WHILE DEMANDING PRICE TAG REPORT
Sen. Chuck Schumer, D-N.Y., speaks during a news conference on Capitol Hill as Congress faces a funding deadline and flood insurance risks. (Daniel Heuer/Bloomberg via Getty Images)
«In an exclusive statement to Fox News Digital, a White House official said: ‘The NFIP is a vital program utilized by millions of Americans, and it’s not a hard call to extend it – which is exactly why the administration supports the House-passed CR that would do so. Unfortunately, Democrats are happy to shut down the government and hurt the many thousands of Americans who rely on this program in the process.’»
According to administration figures reviewed by Fox News Digital, a lapse in NFIP authorization could disrupt about 1,300 property sales every day. That’s roughly 40,000 closings in a single month, all in areas where flood insurance is required to secure a mortgage.
More than 400,000 policies are set to expire in October. Officials say about 152,000 of those have been prepaid, but more than 250,000 households could still lose coverage if the program stalls.
TRUMP-APPROVED PLAN TO AVERT GOVERNMENT SHUTDOWN SCUTTLED BY SENATE

White House officials warn of flood insurance lapses if Democrats block a spending bill. (Getty Images)
Administration officials also pointed to October 2024 as a warning sign. That month saw more than 427,000 new or renewed policies. Roughly 41,000 homeowners bought new policies while about 33,000 dropped coverage, leaving a net gain of nearly 9,000. Officials warn that similar growth this year could collapse if NFIP lapses.
Administration officials told Fox News Digital that FEMA currently has $2.6 billion available to pay valid claims, including $1.5 billion in the National Flood Insurance Fund and $1.1 billion in reserves. But they warned the agency would be unable to borrow additional money from the Treasury if a major disaster exceeded those reserves, a scenario they described as «dangerous and avoidable.»
The National Association of Home Builders (NAHB) echoed those concerns.
«Past disruptions of the NFIP have caused immediate and widespread negative impacts on property sales, home values and consumer confidence,» NAHB said in an exclusive statement to Fox News Digital.

House Minority Leader Hakeem Jeffries speaks during a news conference on Capitol Hill in Washington. (Nathan Posner/Anadolu/Getty Images)
«Home sales would cease in areas where flood insurance is mandatory in order to obtain a mortgage. What the housing market needs now is stability and certainty. NAHB calls upon the House to act quickly to continue to fund the operations of the federal government including the extension of the NFIP.»
The NFIP has a long history of stopgap extensions. Since 2017, Congress has reauthorized the program more than 30 times, often through short-term measures. Lawmakers have typically made coverage retroactive to prevent permanent gaps, but even brief lapses have stalled real estate closings and left homeowners in limbo. The program currently serves about 4.5 million policyholders nationwide.
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Unless lawmakers strike a deal, FEMA will be barred from selling or renewing flood insurance policies starting Oct. 1, a lapse that could leave millions of homeowners in limbo as Washington hurtles toward a shutdown. Administration officials argue the risk is especially acute this year as hurricane season continues.
FEMA, Schumer and Jeffries did not immediately respond to Fox News Digital’s request for comment.
government shutdown,congress,white house,fema,politics,aftermath
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Rodrigo Paz, candidato a presidente de Bolivia: “Voy a gobernar para todos, sin crisis económica y con plena vigencia de la justicia”

(Desde Washington, Estados Unidos) Rodrigo Paz es consciente de su responsabilidad institucional: sabe que si vence a su adversario Jorge Quiroga en la segunda vuelta del 19 de octubre, será el líder de un cambio histórico en Bolivia. Atrás quedaría un proyecto geopolítico urdido por Evo Morales y Luis Arce, que actuaron como proxies regionales de China, Irán y Rusia.
Ese proyecto apoyado por Beijing, Teherán y Moscú no sólo tuvo implicancias en América Latina, sino profundas consecuencias en la política doméstica. Bolivia sufre una crisis económica sin antecedentes, en un país que se caracterizaba por sus riquezas energéticas.
“Habrá combustible inmediato para toda Bolivia, y voy a plantear una reforma a los combustibles que sea sostenida y bien focalizada”, explicó Paz a Infobae.
El gobierno de Arce deja en la vera del camino a miles de camioneros, con su obvio impacto en el abastecimiento cotidiano. El candidato del Partido Demócrata Cristiano ganó -por sorpresa- en la primera vuelta rumbo al balotaje, con su discurso electoral vinculado a las necesidades básicas de la sociedad boliviana.

Pero en sus 72 horas en DC, Paz también explicó su agenda internacional, asumiendo que América Latina es clave para los Estados Unidos.
El candidato mantuvo reuniones con funcionarios del Departamento de Estado, la Secretaría del Tesoro y el Congreso. Bolivia es una preocupación para Washington, y Paz dejó en claro que los actuales alineamientos diplomáticos e ideológicos de Arce -y en su momento Morales- serán descartados si vence en los comicios del 19 de octubre.
“Mi relación con Donald Trump será cordial y esperemos que cercana, siempre buscando que cualquier relación sea lo mejor para Bolivia”, sostuvo Paz.

A continuación, el reportaje exclusivo que Paz ofreció a Infobae:
-¿Si gana las elecciones, cuáles serían sus primeras tres medidas de gobierno vinculadas a la política doméstica?
-Combustible disponible inmediato para toda Bolivia, que incluya una reforma de subsidios a los combustibles, sostenible y bien focalizada con compensaciones desde el día uno de mi gobierno.
-¿Y a continuación?
-La reducción del déficit fiscal. De 3 a cuatro puntos porcentuales.
-¿Y la tercera medida urgente?
-Unificación cambiaria a favor de la población: una sola cotización, según las reservas, con coordinación fiscal y monetaria.
–¿Cómo cree que reaccionará la sociedad boliviana con esas medidas económicas?
-Nosotros somos los únicos que garantizamos gobernabilidad y una unidad de todos los bolivianos. Sabemos que nos acompañará el pueblo, no tengo dudas de ello.
-¿Usted propone un plan de ajuste?
–No será un ajuste sólo para hacer un ajuste. Yo voy a implementar un capitalismo para todos, un capitalismo con mucha sensibilidad social y comprensión de las diferencias.
-Si usted triunfa, se encontrará con un escenario político vinculado a casos de corrupción. Habrán sido 20 años de un proyecto hegemónico, adonde se denunciaron negociados y vínculos muy profundos con el narcotráfico. En este contexto, ¿cómo piensa actuar?
–En mi gobierno habrá justicia por igual para todos los ciudadanos. No habrá amnistías ni salvoconductos. Todos deberán hacerse cargo de enfrentar la justicia , y como presidente voy a respetar sus fallos.
-¿Cómo imagina su relación con la oposición, y más que nada con la estructura política controlada Evo Morales y Luis Arce?
-La mayor parte de la oposición nos acompañó al viaje que hicimos a Estados Unidos, por lo que han entendido muy bien que debemos trabajar en conjunto y enfrentar esta crisis.
-¿Y con Arce y Morales cómo hará?
-Con respecto a Evo y Arce, su estructura política está diezmada, solo tendrán 8 diputados de 130. Los que van a tener que pensar cómo se relacionarán, son ellos.
-¿Cómo analiza la situación de América Latina?
-Compleja, atravesando un momento crítico por lo que representa Venezuela y sus socios, y la resolución de este caso puntualmente.
¿Cómo será su relación con Nicolás Maduro?
–No tendremos ningún tipo de relación con Maduro. Sí tendremos relaciones con el pueblo de Venezuela, y en especial cuando finalmente esté instaurado un gobierno legítimo.
-¿Qué opina de la decisión de Donald Trump de combatir los carteles de la droga que operan en Venezuela? Por ejemplo, el Cartel de los Soles.
-Muy bien. El narcotráfico es un flagelo que trasciende fronteras y hay que enfrentarlo.
¿Cómo será su relación con Donald Trump?
-Cordial y esperemos que cercana, siempre buscando que cualquier relación sea lo mejor para Bolivia.
-¿Y con el Cono Sur?
-Vamos a tener relación con todos. Primará la diplomacia, no la ideología. Bolivia se abrirá al mundo. Esa es mi idea, mi concepto de la política exterior.
South America / Central America,Government / Politics,SANTA CRUZ
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Elon Musk wades back into UK politics, backs leader of new right-wing party, mocks rival

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Elon Musk has once again entered the British political fray, this time promoting a new right-wing party, Advance UK, while criticizing the leader of the rapidly growing and influential Reform UK party, Nigel Farage.
Musk recently posted on X: Go with @_AdvanceUK, Ben [Habib] and Tommy [Robinson] for the real change that’s needed to save Britain!» In another post he said, «Advance UK will actually drive change. Farage is weak sauce who will do nothing.»
Earlier this month, he addressed tens of thousands in London at the «Unite the Kingdom» rally organized by the controversial right-winger Tommy Robinson. The billionaire joined the march by video link and condemned the left as «the party of murder.»
NIGEL FARAGE RESPONDS AFTER ELON MUSK DECLARES HE ‘DOESN’T HAVE WHAT IT TAKES’ TO LEAD REFORM UK PARTY
Nigel Farage sits with Ben Habib on April 12, 2019, in Coventry, England. (Matthew Lewis/Getty Images)
The billionaire also took aim at the man who could be Britain’s next prime minister, and claimed Nigel Farage «doesn’t have what it takes.» That was before the birth of Advance UK. More recently, he said, «There needs to be massive government reform in Britain and the people need to be in charge, not some bureaucracy that doesn’t care.»
The right-leaning party, which is close to officially registering, is led by Ben Habib, a former co-deputy chairman of Reform UK. «The two-party system is dead,» Habib said. «The Conservatives and Labour Party have had their chance, and now the people want something new.»
«You clearly don’t have a two-party system,» said Alan Mendoza, executive director of the Henry Jackson Society think tank. However, he asked: «Will this system produce a majority government and whether, for example, at the end of the process it delivers a main opposition party.»
Part of the fragmentation of British politics is the widespread disgust of political leaders. Prime Minister, Keir Starmer, Conservative leader, Kemi Badenoch and Reform UK leader Nigel Farage, all received unfavorable views between 52% and 68%, according to data from polling organization YouGov.

Protesters wave Union Jack and St George’s England flags during the «Unite The Kingdom» rally on Westminster Bridge by the Houses of Parliament on September 13, 2025 in London, England. (Christopher Furlong/Getty Images))
Despite the negative view of Farage, Reform UK leads in the polls in the event of a general election, according to the polling company Ipsos. But that doesn’t necessarily mean Reform will win at the next election.
«If there was an election tomorrow, then it would likely win,» Mendoza says. However, we don’t know when the next election will be, which makes it near impossible to predict at this stage, he says. «The golden law of British politics is you can’t predict the vote that far ahead.»
BRACE FOR A ‘POLITICAL REVOLUTION’ IN EUROPE, UK’S NIGEL FARAGE SAYS AFTER VANCE’S SPEECH IN MUNICH
When asked why Advance UK is needed when Farage’s party is far ahead in the polls, Habib said, «Reform will not deliver. It stands for nothing. It is a populist party without a political philosophy and without intellectual heft or capability,» Habib said, claiming «Farage has a patriotic persona, but he is nothing more than a political expedient. He would be worse than [former Prime Minister] Boris Johnson.»
Nevertheless, it doesn’t look like Advance U.K. will split the vote with Reform. According to Mendoza, bringing Robinson into the party may have been a mistake. During the recent rally, some protestors allegedly attacked police officers. «Most people will not like violence at a political rally,» he said. «And they won’t support the party.»
One of the leading frustrations voters have at the moment is that neither the current government nor the last one has managed to stop the surge of legal and illegal immigration. In fact, it has worsened. Almost 50,000 undocumented immigrants, many seeking asylum, arrived in Britain in the 12 months through June. That’s up from around 39,000 at the same time the previous year, according to government data.
On Saturday, the Daily Telegraph reported that migrants now account for 98% of the latest rise in population. According to the Office for National Statistics, the Telegraph reported, 69.3 million people were estimated to be living in the country in mid-2024, up 755,254 from the same time in 2023.

Nigel Farage, leader of Reform UK, speaks at a press conference March 20, 2023, in London. At right is Elon Musk, chief executive officer of SpaceX and Tesla and owner of X. (Left: Carl Court/Getty Images; Right: Chesnot/Getty Images)
«We need a holistic solution to reduce immigration,» Habib said. He also said borders must be enforced and illegal migrants deported. Worse still, those asylum-seekers are living in hotels at taxpayers’ expense of £5.8 million a day ($7.4 million).
«We need a holistic solution to reduce immigration,» Habib said. He also agrees that borders must be enforced, and illegal migrants deported. Worse still, those asylum seekers are living in hotels at the taxpayers’ expense of £5.8 million per day ($7.4 million).
Earlier this summer, protests over asylum hotels erupted in Epping, southeast England. Separately, Farage suspended one of his local councilors over accusations of racism during the demonstration.
Elon Musk responded to Farage’s suspending the council member on X. He wrote: «Farage is weak, runny sauce. He won’t let Reform even stand up for their own people, e.g. punishing their Epping member, and he will change nothing of significance politically.»
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And according to recent polls, people in the U.K. would almost certainly say some real change is needed, especially regarding the lack of free speech. Earlier this year, Irish comedian Graham Linehan was met by armed police at Heathrow Airport after making online comments about transgender people. Such incidents appear to be fast becoming the norm.
Yet despite Musk’s criticism, a new opinion poll released on Friday in the U.K. by YouGov showed Farage’s Reform UK on target to deliver a massive defeat of Prime Minister Keir Starmer and his ruling Labour Party if an election were to be held.
Farage was quoted by the Daily Telegraph as saying, «The growth of the party has been astonishing,» noting, «we’re now coming for Labour.»
united kingdom,elon musk,world protests,uk politics
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Mikie Sherrill stays silent as New Jersey politicians react to convicted cop killer’s death

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As political figures across New Jersey react to the death of Joanne Chesimard, Democratic candidate for governor Mikie Sherrill has remained silent — a notable contrast to her Republican rival Jack Ciattarelli and other Democrats who have spoken out.
Chesimard, also known as Assata Shakur, has long been a polarizing figure in New Jersey politics after her conviction in the 1973 killing of a state trooper and subsequent escape to Cuba.
CONVICTED COP KILLER ASSATA SHAKUR, AN FBI MOST WANTED TERRORIST, DEAD IN CUBA, COMMUNIST REGIME SAYS
«Joanne Chesimard’s death is a reminder of the lasting tragedy that justice was never served for the murder of Trooper Werner Foerster,» Ciattarelli’s campaign wrote in a statement to Fox News Digital on Sunday.
«Though she will never be held accountable, we honor Trooper Foerster’s sacrifice and stand with all who carry his memory forward,» Ciattarelli added.
Sherrill’s campaign did not respond to Fox News Digital’s request for comment.
Representative Mikie Sherrill, a Democrat from New Jersey, listens to a news conference at the U.S. Capitol in Washington, D.C. on Tuesday, March 25, 2025. (Daniel Heuer/Bloomberg/Getty Images)
Sherrill’s silence follows the response of political leaders from both parties, many of whom emphasized the case’s deep ties to law enforcement and its lasting impact on New Jersey’s political landscape.
Democratic New Jersey Gov. Phil Murphy said on Friday that he spoke to Secretary of State Marco Rubio, who said the Cuban government confirmed Chesimard’s death.
«For years, we have worked with the State Department to bring Chesimard back to New Jersey, so she could face justice for the cold-blooded murder of an American hero. Sadly, it appears she has passed without being held fully accountable for her heinous crimes,» Murphy wrote in a statement on X.
«Unlike his killer, Trooper Foerster never had a chance to live out his days in peace. But we remain fully committed to honoring his memory and sacrifice,» he added.

A split of an NJ trooper, JoAnn Chesimard and Marco Rubio (NJ State Police / Ozier Muhammad/Newsday RM via Getty Images / Al Drago/Bloomberg via Getty Images)
Murphy said that he will «vigorously oppose any attempt to repatriate Chesimard’s remains to the United States.»
In a separate post, Murphy slammed the Chicago Teachers Union (CTU) post on X honoring the «life and legacy of a revolutionary fighter, a fierce writer, a revered elder of Black liberation, and a leader of freedom whose spirit continues to live in our struggle.»
Murphy called the post «shameful and depraved.» New Jersey Republican Assemblyman Mike Inganamort said the CTU post «celebrates a cop killer.»
CHICAGO TEACHERS UNION HONORS BLACK MILITANT CONVICTED COP-KILLER AFTER DEATH IN CUBA, DRAWING BACKLASH
«I’ve long stood with the NJ State Troopers in fighting for the return of this fugitive cop killer who brutally murdered Trooper Werner Foerster more than fifty years ago,» wrote New Jersey Democrat Rep. Josh Gottheimer on X.
«While Joanne Chesimard found safe harbor in Cuba and escaped accountability during her lifetime, nothing can erase the pain her crimes inflicted on Trooper Foerster’s family, his fellow troopers, and our state,» he added.
Meanwhile, New Jersey Rep. Tom Kean said Foerster «will forever be remembered for his honorable service and ultimate sacrifice.»
«With news of her death, we honor the life Trooper Foerster lived, the courage he showed, and the legacy of heroism he leaves behind,» he wrote on X.
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Chesimard was riding on the New Jersey Turnpike with fellow members of the Black Liberation Army when they were pulled over. Foerster was killed in an ensuing shootout. In 1977, Chesimard was convicted of first-degree murder along with multiple related charges, including assault and battery of a police officer, assault with a dangerous weapon, assault with intent to kill, illegal possession of a firearm, and armed robbery. She was sentenced to life in prison for the 1973 murder of Foerster.

An FBI wanted poster for Joanne Chesimard. (FBI)
In 1979, she escaped a New Jersey prison and went into hiding before resurfacing in Havana in 1984, where she is believed to have remained ever since.
The FBI and the New Jersey attorney general each offered a $1 million reward for her capture.
new jersey,police and law enforcement,fbi,cuba,elections
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