Más de 900 estudiantes y 270 docentes de todo el Perú participaron durante 2025 en la tercera edición del Concurso Educación Financiera en tu Cole, una iniciativa impulsada por la Asociación de Bancos del Perú (Asbanc), el BCP y el Instituto Apoyo, que busca promover competencias financieras en escuelas públicas y motivar la creación de soluciones innovadoras con impacto efectivo en la comunidad.

Ricardo Montero de la Piedra, gerente de Evaluación, Analítica y Sostenibilidad de Asbanc, explicó que “la educación financiera es un conjunto de herramientas que nos permiten tener la capacidad de gestionar nuestro dinero y nuestras finanzas para tomar buenas decisiones”. Subrayó que “la educación financiera es clave para ejercer nuestra ciudadanía”, ya que influye directamente en la planificación, el logro de objetivos personales y familiares, y el desarrollo económico del país.

El concurso contó con dos categorías: “Educación Financiera en tu Cole”, orientada a equipos de secundaria de Lima Metropolitana, Arequipa, Cusco y Cajamarca, y “Niñas con Oportunidades”, impulsada en alianza con CARE Perú, con énfasis en inclusión y empoderamiento económico en zonas rurales. En esta edición, el proyecto ganador en Lima Metropolitana fue Financial Energy del colegio IE 1071 Alfonso Ugarte, San Isidro, mientras que los proyectos Cleyandis (I.E. Teniente Coronel Alfredo Bonifaz – UGEL 02) y AMEE (I.E. Alfonso Ugarte – UGEL 03) destacaron como finalistas.

Financial Energy propuso CashGo, un juego de mesa y plataforma digital que promueve el aprendizaje vivencial de habilidades financieras. Los estudiantes practicaron la gestión de presupuestos, el ahorro y la toma de decisiones económicas informadas, abordando situaciones reales y fomentando el compromiso familiar y la conciencia ambiental mediante actividades como la Reciclatón. Basado en el Aprendizaje Basado en Retos y alineado con los Objetivos de Desarrollo Sostenible, buscó que al menos el 80% de los adolescentes participantes desarrollaran competencias financieras básicas y sean capaces de priorizar gastos y auto-gestionar sus decisiones económicas.

Andrés Flores, gerente de Educación y Salud Financiera del BCP, destacó que “la educación financiera es la capacidad de poder administrar nuestro dinero de forma eficiente” y remarcó la importancia de iniciar este aprendizaje desde la escuela: “Es muy importante que docentes, autoridades, pero también los bancos vayamos hacia ellos con programas que incentiven que la educación financiera será un mecanismo para su desarrollo”.

Rossana Núñez Flores, docente asesora del IE 1071 Alfonso Ugarte, relató que para seleccionar a su equipo ganador apostó por el compromiso y las fortalezas personales de los estudiantes. También enfatizó el valor de la experiencia en el concurso: “Lo más importante es la experiencia… poniendo punche para que puedan salir ahora con estos resultados ganadores”.

La tercera edición del concurso abarcó más regiones que en años anteriores e incluyó mentorías, desarrollo de proyectos y una gran final donde los equipos defendieron sus propuestas ante un jurado. Los proyectos ganadores recibieron laptops, tablets, diplomas, kits financieros y capital semilla de S/ 5,000 en la categoría “Niñas con Oportunidades”, destinado a la implementación de ideas en la comunidad en 2026. Los docentes participantes recibieron certificación oficial regional.

Desde el inicio del programa, se han presentado cientos de proyectos enfocados en alfabetización financiera, inclusión y emprendimiento, fortaleciendo el compromiso y la creatividad de estudiantes y maestros. Montero señaló que aún existen brechas en el país: “Todavía falta avanzar mucho; las estadísticas nos dicen que hay un porcentaje grande de la población que no maneja las herramientas adecuadas, no puede tomar unas buenas decisiones. Por eso es tan importante el trabajo que se hace desde la Asociación de Bancos por impulsar estas herramientas desde la etapa escolar”.

El BCP, a través de Andrés Flores, reafirmó su compromiso destacando que todos los ciudadanos pueden acceder gratuitamente a cursos de educación financiera en la web ABC del BCP, “donde cada peruano puede aprender a gestionar mejor su dinero”.

Según sus promotores, el Concurso Educación Financiera en tu Cole se consolida de esta manera como un espacio nacional de innovación educativa que reconoce el esfuerzo de docentes y estudiantes, y apuesta por una sociedad más preparada para enfrentar retos económicos y construir ciudadanía desde la escuela.

Minnesota Gov. Tim Walz has dropped his re-election bid this week in the wake of revelations of massive fraud that occurred under his watch — potentially ending the political career of a governor who came into office with consolidated support, accomplished several progressive goals, and shot to the national spotlight as a vice presidential candidate before being undone by scandal. 

The 61-year-old Walz was raised in rural Nebraska and enlisted in the Army National Guard in 1981, soon after graduating from high school. Walz returned to Nebraska to attend Chadron State College, where he graduated in 1989 with a degree in social science education.

He taught English and American History in China for one year through a program at Harvard University before being hired in 1990 as a high school teacher and football and basketball coach in Nebraska. Six years later, he moved to Mankato, Minnesota, to teach geography at Mankato West High.

Walz was deployed to Italy to support Operation Enduring Freedom in 2003 before retiring two years later from the National Guard.

KLOBUCHAR WEIGHING RUN FOR MINNESOTA GOVERNOR AS WALZ ENDS RE-ELECTION BID AMID FRAUD SCANDAL

Walz was elected to Congress in 2006 to represent Minnesota’s 1st Congressional District, defeating a 6-term Republican incumbent, and built a reputation as a centrist-to-moderate Democrat, especially on veterans’ issues, agriculture, and education while serving as a National Guard member in Congress.

In March 2017, he announced a run for governor, leaving the Washington gridlock and emphasizing a «One Minnesota» message and took office in January 2019 with consolidated support from the Minnesota Democratic–Farmer–Labor Party.

«Tim Walz rose at a moment of maximum political upheaval,» retired Minnesota State Patrol Lt. John Nagel, running for Congress as a Republican to unseat Minnesota Dem. Rep. Ilhan Omar, told Fox News Digital. «After the George Floyd protests, Democrats consolidated power in Minnesota, the media closed ranks, and Walz benefited from a narrative that treated him less as a governor subject to scrutiny and more as a symbol of progressive governance.»

HOW FEARS OF BEING LABELED ‘RACIST’ HELPED ‘PROVIDE COVER’ FOR THE EXPLODING MINNESOTA FRAUD SCANDAL

Tim Walz was elected governor in 2018 and was re-elected in 2022. (Christopher Mark Juhn/Anadolu via Getty Images)

On social media in recent days, many have speculated that Walz being elevated to the presidential ticket alongside Kamala Harris brought a level of public scrutiny that ultimately contributed to his waning popularity.

In August 2024, roughly two weeks after Harris stepped in to run for president after President Joe Biden withdrew himself from the race, Harris announced Walz as her running mate, touting his resume as a «governor, a coach, a teacher, and a veteran.»

«He’s delivered for working families like his,» Harris said. 

Walz said in an interview earlier this year that Harris chose him, in part, because, «I could code talk to White guys watching football, fixing their truck» and «put them at ease.» He described himself as the «permission structure» for White men from rural America to vote for Democrats.

Almost immediately, Walz was enveloped in scrutiny over his record and criticism for several high-profile gaffes, including stolen valor allegations and a claim he was present at the Tiananmen Square massacre that he was forced to walk back with the explanation that he is a «knucklehead at times.»

Ultimately, many political pundits viewed Harris’ decision to pick Walz over other potential running mates like Pennsylvania Gov. Josh Shapiro as a misstep and Harris herself wrote in her book, «107 Days,» about her disappointment in Walz’s vice presidential debate performance, saying that being the «closer» and debating on such a large scale was «not a comfortable role» for Walz. 

During his time as governor, Walz notched several progressive victories, including signing a $2.3 billion education budget — the biggest in Minnesota’s history — funding expanded free meals for students, thousands of new pre-K seats, and increased mental health resources in schools.

In 2023, Walz signed into law the Protect Reproductive Options Act, making Minnesota one of the most abortion-friendly states in the wake of the Supreme Court’s reversal of Roe v. Wade.

Other legislation Walz signed into law included the Minnesota Voting Rights Act, a $2.6 billion bipartisan infrastructure package, and a paid leave law that Democrats had long pushed for.

MEDIA ‘COMPLICITY’ BLAMED AS FEDS SAY MINNESOTA FRAUD CRISIS COULD REACH $9B: ‘SHOWN THEIR TRUE COLORS’

Walz launched his bid for a third four-year term as Minnesota governor in September, but in recent weeks has been facing a barrage of incoming political fire from President Donald Trump and Republicans, and some Democrats, over the large-scale theft in a state that has long prided itself on good governance.

More than 90 people — most from Minnesota’s large Somali community — have been charged since 2022 in what has been described as the nation’s largest COVID-era scheme. How much money has been stolen through alleged money laundering operations involving fraudulent meal and housing programs, daycare centers, and Medicaid services is still being tabulated. But the U.S. attorney in Minnesota said the scope of the fraud could exceed $1 billion and rise to as high as $9 billion.

«The fraud scandals shattered the image,» Nagel told Fox News Digital. «They weren’t just policy failures — they were failures of leadership and oversight. Once federal investigators stepped in and national media paid attention, the contrast between the narrative and the reality became impossible to ignore.»

Fraud concerns in Minnesota had been an open secret in Minnesota for years, dating back to when Walz took office, but exploded in recent months to the national forefront, leading to calls from prominent Republicans for him to resign. 

«As I reflected on this moment with my family and my team over the holidays, I came to the conclusion that I can’t give a political campaign my all,» Walz wrote in a statement. «Every minute I spend defending my own political interests would be a minute I can’t spend defending the people of Minnesota against the criminals who prey on our generosity and the cynics who prey on our differences.»

«So I’ve decided to step out of this race and let others worry about the election while I focus on the work in front of me for the next year,» the governor added in his statement and in front of cameras a couple of hours later.

It is unclear whether Walz will seek political office in the future, but his time as governor is set to end in January 2027. 

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A demonstrator waves the flag of Somalia as a vehicle passes by a rally in protest against Immigration and Customs Enforcement (ICE), amid a reported federal immigration operation targeting the Somali community, in Minneapolis, Minnesota, on Dec. 8, 2025. (Tim Evans/Reuters)

Some political pundits last year had viewed Walz as a possible contender for the 2028 Democratic presidential nomination. Such talk is obviously over amid the Minnesota fraud scandal and the governor’s stunning move to end his re-election bid.

Veteran Democratic strategist Michael Ceraso told Fox News Digital that Democrats, heading into 2028, need someone younger than 60, not attached to the Harris 2024 campaign, «an executive with a proven track record of leveraging government programs to serve others, not wasting taxpayer dollars, and a candidate with emotional intelligence matched with unscripted rhetoric that connects with someone at a wrestling match or a local bar and in southern states.»

«Waltz is a good man. A folksy man. But he is not a ‘fresh’ take. He does not check any of these boxes,» Ceraso emphasized.

Walz’s daughter, Hope, gave some insight this week into why he ended his bid for a third term, including a dig at Trump. 

«I think he believes if he’s not in the race, there’s nothing, they [Republicans] have nothing else because he has that, you know, national profile,» she said. «Trump just hates him for some reason. I think it’s because he’s everything Trump will never be.»

Walz took several swipes at conservatives in his Monday announcement, at one point claiming Republicans are «playing politics with the future of our state.»

Conservative New Hampshire radio host Chris Ryan told Fox News Digital, «Apparently all the mirrors at the Governor’s mansion in Minnesota are broken.»

«It’s not Republicans’ fault that a massive fraud scandal is ending Tim Walz re-election bid, it’s his lack of ability to identify and address the scandal in a way that satisfies Minnesota voters.»

Ultimately, Nagel told Fox News Digital, «Walz’s rise was powered by crisis politics and party loyalty,» Nagel said. «His fall came when accountability finally caught up. That arc should be a warning about what happens when power goes unchecked for too long.»

«In the end, Tim Walz wasn’t undone by his critics — he was undone by the absence of accountability that surrounded him for too long and his belief that legacy media outlets would continue to whitewash his record.»

Danish Prime Minister Mette Frederiksen on Monday warned about the implications of President Donald Trump’s threats to annex Greenland, saying it could be the end of the North Atlantic Treaty Organization (NATO).

Frederiksen told Danish broadcaster TV2 in an interview that Trump’s threats about Greenland should be taken seriously.

«But I also want to make it clear that if the U.S. chooses to attack another NATO country militarily, then everything stops. Including our NATO and thus the security that has been provided since the end of the Second World War,» she said, according to the outlet.

President Donald Trump told reporters on Air Force One over the weekend that the U.S. needs Greenland, a Danish territory, for «national security.»

FROM GAZA TO GREENLAND, MACRON BREAKS WITH TRUMP ON GLOBAL FLASHPOINTS

European and Nordic leaders pushed back against the comments, with Finnish President Alexander Stubb, Norwegian Prime Minister Jonas Gahr Støre and Denmark’s Ambassador to the United States Jesper Møller Sørensen underscoring their support for Denmark’s sovereignty over Greenland and stressing that its future must be determined by Greenland and Denmark alone.

White House deputy chief of staff for policy Stephen Miller doubled down on Trump’s remarks, telling CNN in an interview on Monday that Greenland «should be part of the United States.»

CNN anchor Jake Tapper pressed Miller about whether the Trump administration could rule out military action against the Arctic island.

TRUMP MOVES GREENLAND MILITARY INSTALLATION UNDER US NORTHERN COMMAND IN ARCTIC POWER SHIFT

Ice covers the water in the harbor in Ilulissat, Greenland, on March 8, 2025. (Joe Raedle/Getty)

«Greenland has a population of 30,000 people,» Miller said. «The real question is by what right does Denmark assert control over Greenland. What is the basis of their territorial claim? What is their basis of having Greenland as a colony of Denmark?»

«The United States is the power of NATO. For the United States to secure the Arctic region, to protect and defend NATO and NATO interests, obviously Greenland should be part of the United States,» he added.

Greenlandic Prime Minister Jens-Frederik Nielsen said in a Monday statement posted on Facebook that his country is «not an object of superpower rhetoric.»

Greenland’s Prime Minister Jens-Frederik Nielsen stands next to Denmark’s Prime Minister Mette Frederiksen during a visit to the Danish Parliament in Copenhagen on April 28, 2025. (Liselotte Sabroe/Ritzau Scanpix/AFP via Getty Images)

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«We are a people. A land. And democracy. This has to be respected. Especially by close and loyal friends,» Nielsen wrote in part.

«Threats, pressure and talk of annexation do not belong anywhere between friends,» he added. «That’s not how you talk to a people who have repeatedly shown responsibility, stability and loyalty. This is enough.»